Massachusetts, which is arguably the original birthplace of the ACA depending on your point of view (the general "3-legged stool" structure originated here, but the ACA itself also has a lot of other provisions which are quite different), has 11 different carriers participating in the individual market. MA (along with Vermont) has merged their Individual and Small Group risk pools for premium setting purposes, so I'm not bothering breaking out the small group market in this case.
Gov. Whitmer Encourages Michiganders to Take Advantage of Savings on New Health Plan Choices During Open Enrollment
November 01, 2022
(LANSING, MICH) Governor Gretchen Whitmer and Michigan Department of Insurance and Financial Services (DIFS) Director Anita Fox are reminding Michiganders that the annual Health Insurance Marketplace open enrollment period begins today and runs through January 15, 2023. With savings still in effect making health insurance more affordable for more Michiganders, new grants for free local help, and more plan options than last year, shopping for health insurance has never been easier.
The good news about New Hampshire's health insurance market is that they're the only state without its own ACA exchange which produces publicly-accessible monthly reports on individual on-exchange market enrollment. The bad news is that they don't seem to publish the actual rate filings in an easy-to-read format, which means I'm left with the federal rate review website. The problem with that is the rate filings are mostly heavily redacted, making it impossible to get the total enrollment data.
Residents Can Preview Available Plans and See if They Qualify for Financial Help Now at GetCovered.NJ.gov
9 in 10 people Who Enroll Qualify for Savings; Many Pay $10 a Month or Less for Health Coverage
TRENTON — Governor Phil Murphy and New Jersey Department of Banking and Insurance Commissioner Marlene Caride announced today that consumers shopping for 2023 health coverage can start purchasing plans beginning November 1, 2022, when Open Enrollment begins at the state’s Official Health Insurance Marketplace, Get Covered New Jersey. Consumers will benefit from historic levels of financial help that remain available for the upcoming year and more plan options with the addition of a new insurance company offering plans on the marketplace.
Final rule creates Special Enrollment Periods and reduces gaps in Medicare coverage, and improves administration of the Medicare Savings Programs.
Today, the Centers for Medicare & Medicaid Services (CMS) issued a final rule that updates Medicare enrollment and eligibility rules to expand coverage for people with Medicare and advance health equity. The final rule, which implements changes made by the Consolidated Appropriations Act, 2021 (CAA), makes it easier for people to enroll in Medicare and eliminates delays in coverage. Among these changes, individuals will now have Medicare coverage the month immediately after their enrollment, thereby reducing any delays in coverage. In addition, the rule expands access through Medicare special enrollment periods (SEPs) and allows certain eligible beneficiaries to receive Medicare Part B coverage without a late enrollment penalty.
via the Centers for Medicare & Medicaid Services (CMS), by email:
Today, the Centers for Medicare & Medicaid Services (CMS) released the latest enrollment figures for Medicare, Medicaid, and the Children’s Health Insurance Program (CHIP). These programs serve as key connectors to care for more millions of Americans.
Medicare
As of July 2022, 64,831,706 people are enrolled in Medicare. This is an increase of 149,601 since the last report.
Biden-Harris Administration Announces More than Half of All States Have Expanded Access to 12 Months of Medicaid and CHIP Postpartum Coverage
The U.S. Department of Health and Human Services (HHS), through the Centers for Medicare & Medicaid Services (CMS), announced that more than half of all states have expanded access to 12 months of Medicaid and Children’s Health Insurance Program (CHIP) coverage after pregnancy. Georgia and Pennsylvania are the 25th and 26th states to be approved for the extended coverage, made possible by provisions in the American Rescue Plan (ARP), signed into law by President Biden in March of 2021. This announcement marks critical progress in the implementation of the Biden-Harris Administration’s Maternal Health Blueprint, a comprehensive strategy aimed at improving maternal health, particularly in underserved communities.
Back in August I was able to postestimated preliminary average 2023 rate changes for Texas' individual market. I emphasize "estimated" because the state insurance dept. website isn't helpful and even the filings found in the SERFF database only include actual enrollment data for about half of the dozen or so insurance carriers offering policies on the TX indy market. For the remaining carriers I had to use my best guesstimate of what the market share of each was in order to come up with a weighted average increase, which turned out to be +8.8% for unsubsidized enrollees.
Back in September, Covered California announced that the weighted average individual market premium increases for 2023 (for unsubsidized enrollees) will be around 5.6%, down slightly from the 6.0% average requested by carriers. However, the press release, besides not including a carrier-level breakout of the rate hikes, also didn't say anything about California's small group market.
Biden-Harris Administration Launches Window-Shopping for Affordable and Accessible Health Care Marketplace
Ahead of 10th Open Enrollment period, Biden-Harris Administration announces high levels of health plan affordability, quality, and choice, and a record number of outreach efforts to connect Americans to coverage
The Biden-Harris Administration has made expanding access to health insurance and lowering health care costs for America’s families a top priority, and, starting today, consumers can preview their health care coverage options and see the savings available to them in the most competitive Marketplace in history. Consumers can now visit HealthCare.gov to view detailed information about 2023 health insurance plans and prices offered in their area in advance of the 2023 Marketplace Open Enrollment period that begins November 1, 2022.
